For some people, the Affordable Care Act is this: The. Worst. Thing. Ever. It represents all that’s wrong with this country and is a prime example of government overreach. For other people, who saw their rates rise because of the Affordable Care Act, it has indeed been a burden. But for many, many people it has been a blessing, allowing them to have affordable health care and to get the treatment they need to stay healthy.
I fall into the third category. My husband retired a year ago, and the only reason he did so was because of the Affordable Care Act. Knowing we could get good insurance at a decent price, we both decided that it would be all right for Clif to retire. And so he did.
For the past year, the Affordable Care Act did exactly what it was supposed to do. It allowed us to purchase insurance at a reasonable rate. It covered my mammogram—very important as I have had breast cancer—our yearly exams, and our medication. We felt secure in the knowledge that if either of us had a stroke or a heart attack, then we could get the care we needed, and we wouldn’t have to worry about going into bankruptcy or losing our house.
This year, Clif turned sixty-five and went on Medicare, which turned out to be a little more expensive than what were paying through the Affordable Care Act. But it was still within what our modest budget could afford.
Oh, what a difference a day can make! On Tuesday, Donald J. Trump was elected president, and during the long campaign, he repeatedly stated that repealing the Affordable Care Act was his number one priority. Whenever he proclaimed this, the crowds cheered in approval.
If Trump is to be taken at his word, then I just might lose my current health insurance. For an extra five or six hundred dollars a month, I could probably purchase catastrophic health insurance that would cover nothing but hospital costs should I have the aforementioned stroke or heart attack. However, simply put, we cannot afford the extra five or six hundred a month, no matter how frugal we are. Then there would be the extra cost of mammograms, physicals, etc.
Am I worried? You bet I am. Will President Trump effectively end affordable health insurance for millions of people? Time will tell.